"The Importance of Financial Literacy: Opening a New Field,” with Olivia S. Mitchell, NBER Working Paper n 31145, April 2023

DOI: 10.3386/w31145

"Financial Literacy and Financial Behavior at Older Ages," with Olivia S. Mitchell, report prepared for the Handbook on the Economics of Ageing and GFLEC Working Paper n. WP 2021-3, July 2021.

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"Financial Fragility during the COVID-19 Pandemic," with Robert L. Clark and Olivia S. Mitchell, GFLEC Working Paper, November 2020. Published by the American Economic Association in May 2021.

DOI: 10.1257/PANDP.20211000  |  Download PDF

"What Explains Low Old-Age Income? Evidence from the Health and Retirement Study," with Robert Clark and Olivia S. Mitchell. April 2021

DOI: 10.3386/w28721 |  Download PDF

"Fearless Woman: Financial Literacy and Stock Market Participation," NBER Working Paper n. 28723 with Tabea Bucher-Koenen, Rob Alessie, and Maarten van Rooij, April 2021.

DOI: 10.3386/w28723  |  Download PDF

"Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice," with Sandro Ambuehl and B. Douglas Bernheim, GFLEC Working Paper, February 2021.

SSRN: 3805278  |  Download PDF

"Understanding Debt in the Older Population" with Olivia S. Mitchell and Noemi Oggero, NBER Working Paper n. 28236, December 2020.

DOI: 10.3386/w28236  |  Download PDF

"The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data," with Marco Angrisani, Jeremy Burke and Gary Mottola, GFLEC Working Paper, November 2020.

DOI: 10.3386/w28125  |  Download PDF

"Household Financial Fragility during COVID-19: Rising Inequality and Unemployment Insurance Benefit Reductions," with Daniel Schneider and Peter Tufano, GFLEC Working Paper, October 2020.

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"Financial Education Affects Financial Knowledge and Downstream Behaviors,” with Tim Kaiser, Lukas Menkhoff, and Carly Urban, NBER Working Paper n. 27057, April 2020.

DOI: 10.3386/w27057  |  Download PDF

"Understanding Debt in the Older Population," with Olivia S. Mitchell, and Noemi Oggero, Wharton Pension Research Council Working Paper n. 2020-04, February 2020.

DOI: 10.2139/ssrn.3537858 | Download PDF

"Skating on Thin Ice: New Evidence on Financial Fragility," with Jasmira Wiersma, Rob Alessie, Adriaan Kalwaij, and Maarten van Rooij, Dutch Central Bank Working Paper n. 670, January 2020.

DOI: 10.2139/ssrn.3531017| Download PDF

"Millennial Mobile Payment Users: A Look Into Their Personal Finances and Financial Behavior," with Andrea Hasler, and Carlo De Bassa Scheresberg, ADBI Working Paper 1074, Asian Development Bank Institute, January 2020.

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"Financial Well-Being of the Millennial Generation: An In-Depth Analysis of Its Drivers and Implications," Report prepared for the Consumer Financial Protection Bureau as part of their Financial Well-Being Research Symposium and GFLEC Working Paper n. WP 2019-5, November 2019.

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"A Method for Evaluating the Quality of Financial Decision Making, with an Application to Financial Education," with Sandro Ambuehl, and B. Douglas Bernheim, NBER Working Paper No. 20618, Issued in October 2014, Revised in November 2017.

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"Financial Literacy and High-Cost Borrowing in the United States,” with Carlo de Bassa Scheresberg, NBER Working Paper n. 18969, April 2013.

DOI: 10.3386/w18969  |  Download PDF

“Americans’ Financial Capability,” Report prepared for the Financial Crisis Inquiry Commission and NBER Working Paper n 17103, June 2011.

DOI: 10.3386/w17103  |  Download PDF

“Where Does Regulation Hurt? Evidence from New Businesses Across Countries,” with Silvia Ardagna, NBER Working Paper n. 14747, February 2009.

DOI: 10.3386/w14747 | Download PDF