"Many Do Not Know What They Do and Do Not Know. The 2020 TIAA Institute-GFLEC Personal Finance Index," joint with Paul Yakoboski and Andrea Hasler, TIAA Institute, 2020.

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“Financial Literacy in the United States and Its Link to Financial Wellness. The 2019 TIAA Institute-GFLEC Personal Finance Index,” joint with Paul Yakoboski and Andrea Hasler, TIAA Institute, 2019.

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“Millennial Financial Literacy and Fintech Use: Who Knows What in the Digital Era. New Insights from the 2018 P-Fin Index,” joint with Paul Yakoboski and Andrea Hasler, TIAA Institute, 2018.

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"The TIAA Institute-GFLEC Personal Finance Index: A New Measure of Financial Literacy,” joint with Noemi Oggero and Paul Yakoboski, TIAA Institute, March 2017.

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“Americans’ Troubling Financial Capabilities: A Profile of Pre-retirees," joint with Carlo de Bassa Scheresberg, Public Policy and Aging Report, February 2016.

DOI: 10.1093/ppar/prv029  |  Download PDF

“Hispanic Personal Finances: Financial Literacy and Decision-Making among College Educated Hispanics,” joint with Carlo de Bassa Scheresberg, and Paul Yakoboski, TIAACREF Institute, May 2015.

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“Gen Y Personal Finances: A Crisis of Confidence and Capability,” joint with Carlo de Bassa Scheresberg, Filene Research Institute, May 2014.

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“Working Women’s Financial Capability: An Analysis Across Family Statues and Career Stages," joint with Carlo de Bassa Scheresberg, and Paul Yakoboski, TIAA-CREF Institute, May 2014.

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“Financial Education in School: Making it Work,” in APEC Guidebook on Financial and Economic Literacy in Basic Education. Asia-Pacific Economic Cooperation (APEC), 2014.

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“College Educated Millennials: An Overview of their Personal Finances,” joint with Carlo de Bassa Scheresberg, and Paul Yakoboski, TIAA-CREF Institute, February 2014.

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“Financial Literacy around the World: Evidence and Policy Implications,” Proceedings at the OECD/INFE/GFLEC Global Policy Research Symposium to Advance Financial Literacy, OECD, October 2013, pp. 6-12.

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“The Financial Fragility of American Families," FINRA Investor Education Foundation, Insights, September 2013.

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“Financial Literacy Around the World,” FINRA Investor Education Foundation, Insights, April 2013.

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“How Employers Can Help New Hires Save for Retirement: Best Practices that Build Long Term Financial Security,” with Robert Clark, FINRA Investor Education Foundation, Insights, September 2012.

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“Financial Literacy and Financial Decision-Making in Older Adults,” Generations, Summer 2012, pp. 25-32.

American Society on Aging

“Planning for Retirement: The Importance of Financial Literacy,” Public Policy and Aging Report, vol. 19, n. 3, pp. 7-13, Summer 2009.

DOI: 10.1093/ppar/19.3.7  |  Download PDF

“The Importance of Financial Literacy,” NBER Reporter, 2009, Number 2.

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“Financial Literacy: Evidence and Implications for Financial Education,” with Olivia S. Mitchell, Trends and Issues, TIAA-CREF Institute, 2009.

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“New Ways to Make People Save. The Dartmouth Project,” with Punam Keller and Adam Keller, Trends and Issues, TIAA-CREF Institute, June 2008.

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“How Much Do People Know About Economics and Finance? Financial Illiteracy and the Importance of Financial Education,” with Olivia S. Mitchell, MRRC Policy Brief. University of Michigan, March 2008.

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“401(k) Pension Plans and Financial Advice: Should Companies Follow IBM’s Initiative?” Employee Benefit Plan Review, July 2007, vol. 62 (1), pp. 16-17.

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“Pension Accounting and Personal Saving,” with Jonathan Skinner and Steven Venti, Just the Facts on Retirement Issues, 8, April 2003, Center for Retirement Research at Boston College.

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“Increasing Saving among the Poor: The Role of Financial Literacy,” Poverty Research News, Northwestern/University of Chicago Joint Center for Poverty Research, January-February 2002, vol. 6(1).

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“Saving for Retirement: The Importance of Planning,” TIAA-CREF Institute Issue Brief n. 66, December 2000.

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