"An unrecognized barrier to retirement income security: Poor longevity literacy," joint with Paul J. Yakoboski and Andrea Sticha, TIAA Institute, 2023.

Learn More  |  Download PDF | Data Brief

"Financial well-being and literacy in a high-inflation environment. The 2023 TIAA Institute-GFLEC Personal Finance Index," joint with Paul J. Yakoboski and Andrea Sticha, TIAA Institute, 2023.

Learn More  |  Download PDF | Data Brief

"Financial literacy, longevity literacy, and retirement readiness. The 2022 TIAA Institute-GFLEC Personal Finance Index," joint with Paul J. Yakoboski and Andrea Hasler, TIAA Institute, 2022.

Learn More  |  Download PDF

"How financial literacy varies among U.S. adults. The 2022 TIAA Institute-GFLEC Personal Finance Index," joint with Paul J. Yakoboski and Andrea Hasler, TIAA Institute, 2022.

Learn More  |  Download PDF

"Financial literacy and well-being in a five generation America. The 2021 TIAA Institute-GFLEC Personal Finance Index," joint with Paul J. Yakoboski and Andrea Hasler, TIAA Institute, 2021.

Learn More  |  Download PDF

"Examining the Barriers to Annuity Ownership for Older Americans," joint with Hallie Davis and Adrea Hasler, Retirement Income Institute, 2021.

Download PDF | Download Executive Summary

"Financial Resilience in America," joint with Martha Deevy, Jialu LIU Streeter, and Andrea Hasler, FINRA Investor Education Foundation, 2021.

Learn More  |  Download PDF

"Financial Well-Being and Literacy in the Midst of a Pandemic. The 2021 TIAA Institute-GFLEC Personal Finance Index," joint with Paul Yakoboski and Adrea Hasler, TIAA Institute, 2021.

Learn More  |  Download PDF

"Millennials and Money: Financial Preparedness and Money Management Practices Before COVID-19," joint with Andrea Bolognesi and Andrea Hasler, TIAA Institute, 2020.

Learn More  |  Download PDF

"Many Do Not Know What They Do and Do Not Know. The 2020 TIAA Institute-GFLEC Personal Finance Index," joint with Paul Yakoboski and Andrea Hasler, TIAA Institute, 2020.

Learn More  |  Download PDF

“Financial Literacy in the United States and Its Link to Financial Wellness. The 2019 TIAA Institute-GFLEC Personal Finance Index,” joint with Paul Yakoboski and Andrea Hasler, TIAA Institute, 2019.

Learn More  |  Download PDF

“Millennial Financial Literacy and Fintech Use: Who Knows What in the Digital Era. New Insights from the 2018 P-Fin Index,” joint with Paul Yakoboski and Andrea Hasler, TIAA Institute, 2018.

Learn More  |  Download PDF

"The TIAA Institute-GFLEC Personal Finance Index: A New Measure of Financial Literacy,” joint with Noemi Oggero and Paul Yakoboski, TIAA Institute, March 2017.

Learn More  |  Download PDF

“Americans’ Troubling Financial Capabilities: A Profile of Pre-retirees," joint with Carlo de Bassa Scheresberg, Public Policy and Aging Report, February 2016.

DOI: 10.1093/ppar/prv029  |  Download PDF

“Hispanic Personal Finances: Financial Literacy and Decision-Making among College Educated Hispanics,” joint with Carlo de Bassa Scheresberg, and Paul Yakoboski, TIAACREF Institute, May 2015.

Learn More  |  Download PDF

“Gen Y Personal Finances: A Crisis of Confidence and Capability,” joint with Carlo de Bassa Scheresberg, Filene Research Institute, May 2014.

Learn More  |  Download PDF

“Working Women’s Financial Capability: An Analysis Across Family Statues and Career Stages," joint with Carlo de Bassa Scheresberg, and Paul Yakoboski, TIAA-CREF Institute, May 2014.

Learn More  |  Download PDF

“Financial Education in School: Making it Work,” in APEC Guidebook on Financial and Economic Literacy in Basic Education. Asia-Pacific Economic Cooperation (APEC), 2014.

Learn More  |  Download PDF

“College Educated Millennials: An Overview of their Personal Finances,” joint with Carlo de Bassa Scheresberg, and Paul Yakoboski, TIAA-CREF Institute, February 2014.

Learn More  |  Download PDF

“Financial Literacy around the World: Evidence and Policy Implications,” Proceedings at the OECD/INFE/GFLEC Global Policy Research Symposium to Advance Financial Literacy, OECD, October 2013, pp. 6-12.

Learn More  |  Download PDF

“The Financial Fragility of American Families," FINRA Investor Education Foundation, Insights, September 2013.

Download PDF

“Financial Literacy Around the World,” FINRA Investor Education Foundation, Insights, April 2013.

Learn More  |  Download PDF

“How Employers Can Help New Hires Save for Retirement: Best Practices that Build Long Term Financial Security,” with Robert Clark, FINRA Investor Education Foundation, Insights, September 2012.

Download PDF

“Financial Literacy and Financial Decision-Making in Older Adults,” Generations, Summer 2012, pp. 25-32.

American Society on Aging

“Planning for Retirement: The Importance of Financial Literacy,” Public Policy and Aging Report, vol. 19, n. 3, pp. 7-13, Summer 2009.

DOI: 10.1093/ppar/19.3.7  |  Download PDF

“The Importance of Financial Literacy,” NBER Reporter, 2009, Number 2.

NBER Reporter  |  Download PDF

“Financial Literacy: Evidence and Implications for Financial Education,” with Olivia S. Mitchell, Trends and Issues, TIAA-CREF Institute, 2009.

Download PDF

“New Ways to Make People Save. The Dartmouth Project,” with Punam Keller and Adam Keller, Trends and Issues, TIAA-CREF Institute, June 2008.

Learn More  |  Download PDF

“How Much Do People Know About Economics and Finance? Financial Illiteracy and the Importance of Financial Education,” with Olivia S. Mitchell, MRRC Policy Brief. University of Michigan, March 2008.

Learn More  |  Download PDF

“401(k) Pension Plans and Financial Advice: Should Companies Follow IBM’s Initiative?” Employee Benefit Plan Review, July 2007, vol. 62 (1), pp. 16-17.

Download PDF

“Pension Accounting and Personal Saving,” with Jonathan Skinner and Steven Venti, Just the Facts on Retirement Issues, 8, April 2003, Center for Retirement Research at Boston College.

Download PDF

“Increasing Saving among the Poor: The Role of Financial Literacy,” Poverty Research News, Northwestern/University of Chicago Joint Center for Poverty Research, January-February 2002, vol. 6(1).

Download PDF

“Saving for Retirement: The Importance of Planning,” TIAA-CREF Institute Issue Brief n. 66, December 2000.

Learn More  |  Download PDF